This Agreement sets out the terms and conditions that apply to your use of our services on this website. By accessing any part of this website, you agree to the terms and conditions below.
Our goal is to make our products and services accessible to as wide an audience as possible, and these Terms of Use are meant to keep that experience safe and consistent for everyone — spelling out what you can expect from us, and what we expect from you. By using any part of this site, you agree to be bound by the terms below.
We may update this Agreement at any time by posting revised terms on our site. Except where stated otherwise, updated terms take effect as soon as they're posted.
Privacy & Security
For details on our privacy and security practices, please see our Privacy Policy.
No Warranty
We work to keep the information about our products and services accurate, but we can't guarantee it is 100% exact, and prices are subject to change without notice.
We provide our website and services "as is" and without any warranty or condition, express, implied, or statutory. We specifically disclaim any implied warranties of title, merchantability, fitness for a particular purpose, and non-infringement. Some states don't allow disclaiming implied warranties, so this disclaimer may not fully apply to you. This gives you specific legal rights, and you may have other legal rights that vary by state.
Limit on Liability
We won't be liable for lost profits or any special, incidental, or consequential damages arising out of or connected to our site, our services, or this Agreement — however they arise, including from negligence. Our total liability to you or any third party, under any circumstance, is limited to $100. Some states don't allow this kind of limitation or exclusion, so it may not fully apply to you.
Indemnity
You agree to indemnify and hold us — and, where applicable, our parent company, subsidiaries, affiliates, officers, directors, agents, and employees — harmless from any claim or demand, including reasonable attorney's fees, made by a third party because of or arising from your breach of this Agreement (or anything it incorporates by reference), or your violation of any law or someone else's rights.
Legal Compliance
You agree to comply with all applicable domestic and international laws, statutes, ordinances, and regulations relating to your use of our services.
Notices
Unless we say otherwise, notices will be sent by postal mail to Protect Plus Insurance Brokerage Inc., or to the email address you provided to us during a submission. Email notice is considered received 24 hours after it's sent, unless we're told the address is invalid. We may also send notice by certified mail, postage prepaid and return receipt requested, to the address you provided; in that case, notice is considered received 3 days after mailing.
Arbitration
Any legal dispute or claim arising out of or related to this Agreement or our services will be resolved through binding arbitration, decided individually rather than combined with any other party's claim. Arbitration will take place in Brooklyn, New York, and judgment on the arbitration award may be entered in any court with jurisdiction. If either party files a court action in violation of this provision, the other party may recover attorney's fees and costs up to $1,000.
General
This Agreement is governed in all respects by the laws of the State of New York, USA. We don't guarantee continuous, uninterrupted, or secure access to our services, since many factors outside our control can affect how our site operates. If any part of this Agreement is found invalid or unenforceable, that part will be removed and the rest will remain in effect. We may assign this Agreement, at our discretion, to a third party in connection with a merger or acquisition.
Headings are included only for reference and don't limit or define the meaning of any section. If we don't act on a breach by you (or anyone else), that doesn't waive our right to act on a later or similar breach. This Agreement represents our full understanding with you on this subject.
Protect Plus Insurance Brokerage Inc. website copyright policy
Unless otherwise noted, you should assume that everything on this website is copyrighted and may not be used beyond what these terms and conditions (or the site's own text) allow, without our written permission. Protect Plus Insurance Brokerage Inc. does not warrant or represent that your use of materials on this site will avoid infringing the rights of third parties unrelated to us.
Images, photographs, and illustrations on this site are either owned by, or used with permission by, Protect Plus Insurance Brokerage Inc., and may not be used by you or anyone you authorize except as these terms allow or as separately permitted elsewhere on the site. Unauthorized use of these images may violate copyright law, trademark law, privacy and publicity rights, and communications regulations, and will be prosecuted.